Services
From first home to complex commercial refinance, we structure and negotiate funding across every asset class.
Practice area
Senior debt for office, retail, industrial and mixed-use assets — held directly or inside super.
2 services
Investors · Owner-occupiers
We arrange senior debt for commercial property acquisitions and refinances, negotiating pricing, ICR covenants and amortisation profiles across bank and non-bank lenders. Facilities from $500k to $50M+.
SMSF trustees
Where trustees have decided with their accountant and financial adviser to acquire commercial property inside a self-managed super fund, we arrange the borrowing. That means an LRBA-compliant facility, a lender whose credit policy accepts the fund's structure and contribution history, and documentation that holds up against the bare trust. We arrange the finance; the decision to borrow inside super, and its suitability for the fund, stays with you and your advisers.
Construction & Development
Land, construction and residual stock facilities, structured to the project.
Developers · Builders
From townhouse projects to multi-stage subdivisions, we structure land, construction and residual stock facilities — including senior, stretch senior and mezzanine tranches — with presale requirements negotiated to suit the project.
Practice area
Owner-occupier and investment lending across the whole panel.
2 services
Home buyers
We compare the full panel — majors, regionals and non-banks — to secure competitive rates and structures for purchases, upgrades and first-home buyers, including guarantor and low-deposit pathways.
Property investors
Structuring matters as much as rate. We advise on loan splits, offset strategy, cross-collateralisation risks and lender selection so each acquisition supports the next — not blocks it.
Practice area
Working capital, equipment and vehicle finance for operating businesses.
2 services
Business owners · SMEs
Working capital, acquisition funding, fit-outs and expansion — secured or unsecured. We present your business the way credit teams want to see it, and negotiate terms accordingly.
Businesses · Operators
Chattel mortgages, finance leases and rental structures for vehicles, yellow goods, machinery and technology — with balloon and term profiles matched to the asset’s working life.
Across every category
These apply whatever you have borrowed for — we review the facilities you already hold rather than waiting for renewal.
Existing borrowers · Multi-property investors
We review existing facilities on an ongoing basis rather than at renewal. That means monitoring rates and products across our panel and approaching you when something materially better becomes available — not waiting for you to ask. Where a property has moved in value, we order valuations to establish whether a lower gearing tier is achievable, because moving down a tier is often worth more than negotiating on rate alone.
Initial consultations are confidential and without obligation.
