Our Process
From first conversation to settlement — and beyond.
Every engagement follows the same disciplined sequence. You will always know where your application stands and what happens next.
Day 1
Discovery
We begin with a structured discussion of your financial position, objectives and constraints. For businesses and developers this includes a review of financials, feasibilities and existing facilities. No cost, no obligation.
Days 2–5
Strategy & Structuring
We model the options and design the optimal structure: loan amount, security package, term, repayment profile and covenants. You receive a written recommendation before anything is lodged.
Week 1–2
Lender Selection
We take the proposal to the lenders best suited to the deal and negotiate pricing and terms competitively. You see a comparison of genuine offers — not just one recommendation.
Week 2–6
Approval & Settlement
We drive the application through credit assessment, valuations and documentation, coordinating your solicitor, accountant and the lender so settlement happens on time.
Ongoing
Ongoing Review
Lending is not set-and-forget. We review your facilities annually against the market and act — repricing, restructuring or refinancing — whenever your position can be improved.
Discuss your funding requirements with our team.
Initial consultations are confidential and without obligation.